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Get Personalized Mortgage Solutions from Experts You Can Trust
From first-time buyers to refinancing, I provide expert mortgage solutions tailored to you.
Mortgage Pre-Approval
See what you will qualify for before starting to visit homes.
First Time
Buyers
Let me guide you through the whole process. From pre qualifying to closing.
Self-
Employed
There are many programs for self employed people who may not declare all there income.
New To
Canada
Programs available to help new comers buy a home faster.
Download my Mortgage Planner App
My Mortgage Planner App gets you access to a wide variety of premium tools to help plan your mortgage.
— About Me
Who is Louisa Testaguzza?
I am an active member in the community of where I live in Woodbridge, Ontario and am eager to provide an accommodating, professional, and unique mortgage experience within all of Vaughan and the GTA. From buying your first home & refinancing to working through a tough financial situation, I want to help you make the best possible decision and make your financial dreams come true. Through my 25+ year financial experience, I’ll save you time and money, by giving you access to a variety of competitive rates and mortgage products from reputable Canadian financial institutions.
50+
Industry Covered
25+
Years in the
industry
1000+
Mortgages funded in the
last 19 years
$10 Million +
Mortgage volume funded in
the last 25 years
Your reliable local mortgage partner.
- Personalized unbiased mortgage expertise
- Access to over 70 lenders and hundreds of products
- Lower rates & better terms
- My services are free, from your 1st consultation to the signing of your mortgage.
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— Frequently Asked Questions
Any questions?
I got you
Qualification depends on factors like credit score, income, debt-to-income ratio, and down payment.
I offer various mortgage types, including:
- Purchase
- Refinance
- Renewal
- Private mortgage
- Pre approvals
You can apply through my email mltestaguzza@louisalend.ca, text or phone number (416) 578-3168
The process usually takes 7-10 days from application to approval, but this can vary based on individual circumstances.
Rates are influenced by market conditions, your credit score, loan term, and down payment amount.
Your payment typically includes principal, interest, property taxes, and homeowners insurance (often referred to as PITI).
Yes, for most mortgages can be paid off, depending on the mortgage without penalty. Check your specific loan terms for details.
Yes, I offer in-person consultations at your convenience. Just send me a text, email or call my cell (416) 578-3168
I was nervous about buying my first home, but their team made the experience smooth and manageable with their patient .